Tuesday, August 31, 2010
Testimonials
Bryan Sullo
(client)
Top qualities: Personable, Expert, High Integrity
“I had the pleasure of working with Marcia through the process of purchasing my first home. Marcia is detailed and patient and highly trustworthy. I would recommend her whole-heartedly as both an agent and a potential resource for other agents who want to learn the RIGHT way to do things.”
Carol Foley
Owner/designer, Castlebury House (business partner)
“I have worked with Marcia on many of her Real Estate listings. I have staged the properties for sale. Marcia is detailed and knows what is needed for her listings to move quickly. I have seen her in action with amazement. She is motivated and dedicated to her clients. She goes above and beyond to seal the deal. Her integrity, and positive spirit make her shine ! I will always be there to help her out and will recommend her highly. Carol Foley,IFDA Castlebury House”
Brad Shoenfelt
Client
Sincere, straightforward and honest. I will definitely come back!
John DeCicco
client
Marcia was recommended by a co-worker who had used her for Relocation. After our initial meeting, it was clear that Marcia was the one to work with. We felt very comfortable with her. She is a very professional , personable, trustworthy individual. She did an excellent job!
Paul Zonghi Builder
Builder / Client
Marcia was professional and proficient. Her work ethic amazed me.
Cheryl Viveiros
Client
Marcia was referred by a friend. She is a super realtor, attentive, responsive and a personal touch.
Lisa Sears
Client
It was a pleasure working with you and your agency, I couldn’t have asked for a better experience
Valerie Martin Relocating from out of state
Client
She seemed to understand us. She had a knowledge of the area. We Loved her !
Tuesday, August 24, 2010
New Construction Holliston - One of Metrowest's Most Desired Towns
Monday, August 23, 2010
Short Sales in the Media
Here's a recent post in the New York Times
Michelle V. Agins/The New York Times
Sharay Hayes is hoping that a short sale of his town house in Harlem will help him get out from under. It’s now in contract.
In the months after the Lehman Brothers crash, most of the short-sale action was in the boroughs outside of Manhattan and in the suburbs. This year, however, short sales appear to be picking up in Manhattan, real estate and mortgage brokers say.
A recent search of sales listings found almost 20 advertised short sales, and that did not include short sales disguised with euphemistic terms like “owner must sell.” The advertised short sales range from a $250,000 two-bedroom on the Upper East Side to a $2 million three-bedroom designed by Philippe Starck in the financial district. They include town houses, co-ops, condops and condos.
And the number of short sales, in which a home sells for less than the amount owed on the mortgage, will most likely continue to grow. The number of lis pendens filings — a first step in the foreclosure process for houses and condos — doubled in 2009 in Manhattan, to 724 from 334 in 2008; this year, 382 had been filed by the end of June, according to the Furman Center for Real Estate and Urban Policy of New York University.
“Short sales are happening and they’re all over the map,” said Melissa Cohn, the president of the Manhattan Mortgage Company. “We’re seeing multimillion-dollar foreclosures and short sales that no one ever anticipated in New York City.”
Jonathan J. Miller, the president of the appraisal firm Miller Samuel and a market analyst, said that 2010 might well be dubbed the Year of the Short Sale nationally. “A short sale is going to be the only way for many people who bought at the peak and who are now underwater to move on with their lives if they have to relocate or downsize,” he said.
Short sales are a gentler alternative to foreclosure for both sellers and lenders. “Compared to a foreclosure, a short sale generally allows an easier transition for the borrower, less impact on their credit history, and larger net proceeds to the loan’s owner,” said Tom Kelly, a spokesman for JPMorgan Chase, adding that Chase encourages borrowers who are unable to keep their homes to consider short sales.
Options when Foreclosure is Looming
The current Real Estate Market has resulted in an enormous amount of stress for many homeowners. It is estimated that one in nearly four homeowners no longer has any equity in his home or possibly owes more than the home is worth. Some are struggling to make payments and to keep their mortgages current. But because there is no equity in their home, they cannot take advantage of the extremely low rates out there today. If you are one of those people, you’re not alone! Millions of homeowners are at the point where they may need to consider options that will work for their family.
Statistics tell us that home owners who are having problems with making the mortgage, often do not seek the advice of real estate professionals. Seven out of ten homeowners facing foreclosure have not looked for an advocate to help them through the process and seek an alternative that may be best for them and their financial future. Foreclosure is not the only option! Short sales and other alternatives should be understood.
I have been trained to understand the options, solutions and effective methods to assist a homeowner who is facing this type of hardship. One such certification, The CDPE designation (Certified Distressed Property Expert) is an in-depth education platform for realtors who want to be the most up-to-date on how to work thru the options with banks and homeowners when facing foreclosure. We help homeowners through the process of finding a solution that will work best for them.
I have also been trained by the Mass Association of Realtors on short sales and the pre-foreclosure process. I have received their certification (Loss Mitigation Certificate) and am active in the Loss Mitigation Realtor Organizations to keep current on trends in Massachusetts.
Let me put my understanding of the current landscape to work for you! Give me a call and I can guarantee you, I will leave you with information on what options are out there besides foreclosure, and a comfort level that you DO have someone on your side.
Sunday, August 22, 2010
Sanford Mills Condo
You don't want to miss this condo. It's in sought after Sanford Mills Complex. Sanford Mills is a renovated Mill complex on the Charles River. From the open space of this complex, you get to enjoy a serine water view which takes on different aspects as the season changes - all beautiful!
This condo is affordable at $189,900 with all the amenities an empty nester might need, two bedrooms, 2 baths, laundry in unit, all one level, LOTS of light coming in from the oversized windows and the beautiful features of Sanford Mills including exposed brick and beam structure. This unit is right off the elevator - NO Steps to worry about.
Call me for a preview - It's easy to show!
Friday, August 20, 2010
Where's the Town Crier when We need Him?
I was at a town committee meeting recently as we planned to hold a "public" meeting about the use of one of the town's properties. It was always the committee's intent to compile ideas coming from the public for this unique piece of real estate. The scheduled gathering will invite other committees in town as well as other organized groups in town, like scouting, the Lions, and groups of that sort.
When I asked about if we'd be inviting individuals in town and be opening the meeting to everyone, I was reminded that town attendance at any town sponsored meeting is very poor and we could expend the effort to get the word out but probably to little or no avail. I can't argue that point. Medway is a town of over 12,000 people and the last town meeting managed to get somewhere around 100 people.
Why is that? Well clearly people are busy with work and family. I remember the days when getting to some event that was not somehow tied to my kids was practically impossible. You only have to glance at a family calendar in any of our homes to know that free time is truly at a premium. But I think it's much more. I think it's because of our tight calendars, we sometimes miss that an important event will be happening. How often do I read our local weekly paper, the Gazette, just a bit too late - missing something that I would have liked to attend.
I'm told all of these town public meetings are posted on the Town's Web Site - Now what is the liklihood you visit that site on a regular basis? I'm also told it's on our local cable tv station - I've got to ask how many of you watch that station on anywhere near a regular basis?
So I think it's time- We need a Town Crier ~ or at least the concept - Town Criers were around at a time most people in a village could not read - So a town crier was appointed to announce critical information before it was posted in the village center. The information was "pushed" down to the villagers. I think we're all missing that "push" approach to get important information from town.
Just wondering - how many would appreciate an email once in a while from town alerting you about important dates? Or would you prefer a facebook post? How do you think information should be shared about town issues/ opportunities? Please take a moment to respond by commenting on this post.
Wednesday, August 18, 2010
One Step back and Lost in a Quagmire
If you set your goals high enough and you have high expectations about what you can accomplish, it's a good thing, right? It is, but it does lead to disappointment in what can or cannot be attained on a daily basis.
Take technology for instance, aren't you really revved up when you come out of a seminar that fills you with ideas how you may get your business to that next level? But reality then sets in.
Let me tell you about reality this week. I was so motivated to get things rolling, I finally carved out a 2 day timeframe where I would focus on nothing else. Well I'm just wrapping up those two days and while I've made some great headway - I'm just a little low on what didn’t go right.
First, I'm very guilty for not having a good website (until yesterday) I can be proud of. My background is in technology (do I dare to admit?) so I managed to create url's to pages within our company's website and with our company there is a nice user interface so that we can create our own site. My site was pretty "run of the mill" - probably my fault, as there is some nice built in functionality on that site. But I've been meaning to decide which toolset I’d use for my own professional site. Should it be z57 - Rls2000 - or one of the myriad of sites out there that will handle everything for you?
AHA Maybe that's why I haven't committed? Maybe I wanted to be in control in creating my site. So there's a revelation as I type. I needed a site that would give me the tools to build myself - but at the same time - make it easy for me.
Well easy is probably not the best word - It IS easy after a time - I did decide to try Point2Agent for my toolset - and after "a time" I found it very easy to work with and I had my "site" running within hours and I actually sent 2 past clients to it today to get contact info on contractors - the first real day in production
So what was so frustrating? Well I wanted to tie everything together like a facebook link - and creating buttons on the bottom of my blog posts that would allow you to get there from here - whereever there might be - You know the links I'm talking about - you see them on a third of the posts you read here at ActiveRain - I thought building my site, getting my facebook fan page built and getting all the here and there links working was within a 1-2 day effort - NOT
So what's the scoop with facebook - ? All I'm hearing is that the fan page capability is changing totally and will be totally revamped by next week - just my luck - I created a page but for the life of me couldn't figure out how to put anything on it - is that function disabled this week?
Then I was advised to get Google functionality up and running and create a business profile in Google - I was rolling on that relatively easy effort until I found out that they confirm acceptance by calling you on your phone but I put a voicemail number in - and NOWHERE could I find the ability to change that number - so now I have to wait for SNAIL MAIL to confirm with Google before my business profile w/be up - they say 2-3 WEEKS - oh great! So much for my 1-2 day effort!
But the best of it was that I sat thru a webinar - a GREAT webinar - at lunch today which was given by an SEO consultant - who was AWESOME - Erick Zieborth - I bet he's a RainMaker - I should check. However he notes - and I believe him - that our static web sites are virtually obsolete - at least I had one day up and running before I heard that news.
Sometimes it just feels that that one step back get your foot stuck in the quagmire. I’m working on pulling it out now!
Feel free to check out my new site and my old – My new is a work-in-process. If there’s anything I’ve learned these past two days, plan your tech goals in bite size pieces and relish in your achievements, and expect the quagmires so wear high boots!
Tuesday, August 17, 2010
After You Move In
You may be new to the area or you may just be looking for that particular service/product and you're not sure who to call. Let me suggest some of my trusted professionals if you have a need.
Computer Services:
The PC Handyman - Ed Symanski
Servicing Metrowest 508 346 3502
info@pchman.com
www.pchman.com
Avinir Solutions - Web Hosting - Design Cara Mulcahy
Serving Metrowest 508 777 7777
cara@avisi.com
www.avisi.com
Financial Services:
Bay Financial Associates - Tom Loonie CPA MSFP
Financial Planning / Life Insurance
781 893 0909
Thomas.Loonie@bfa-online.com
www.bfa-online.com
Morgan Stanley Smith Barney - Frank Rossi CFP
Financial Advisor
781 431 6727
frank.rossi@morganstanley.com www.morgnastanley.com/fa/frank.rossi
Better Balance Bookkeeping
Certified Bookkeeper / Quickbooks Certified
508 285 3883
kim@betterbalancebookkeeping.com www.betterbalancebookkeeping.com
Health / Wellness
Coakley Chiropractic & Acupuncture - Dr Dennis Coakley
Licensed Chiropractor and Acupuncturist
Medway 508 533 6794
www.coakleyacccupractic.com
Whole Health Therapeutic Massage - Janice DeVirgilio LMT
Relaxation - Injuries - Deep Tissue
Medway 508 533 7550
Image Consultant - Mary Kay - Kristin Lewis
Serving Metrowest 508 478 6900
kristinlewis@marykay.com www.marykay.com/kristinlewis
Law Estate/ Family
Carrozza Law Office, PC - Jason Carrozza
Serving Metrowest
508 654 9809
jason@carrozzalaw.com www.carrozzalaw.com
Food / Catering / Bakeries
J&L Catering John Boardman
Events - Weddings - Intimate Dinners
Medway - 617 852 7127
jnlcatering@yahoo.com
www.jnlcatering.net
Gaetanos Bakery - Guy
Italian (North End type) Bakery
Medway 774 277 3838
www.guyscakes.com
Before you buy or sell your home, you may be looking for a good professional to help you in the process. The list below was carefully compiled and only references professionals I know and Trust.
Home Inspectors:
Warren Home Inspections - Rory Warren ASHI certified
Hopkinton, MA 508 259 3248
Close-Up Inspections - Ron Cook ASHI certified
Hopedale, MA 508 482 9252
info@closeuphomeinspection.com
Home- Auto Insurance:
Reardon Insurance - Ted Reardon
Medway, MA 508 533 8914
http://www.reardoninsurance.org/
Contractor - Home Remodeling
Summit Home Builders - Paul Zonghi
Mendon, MA 508 380 0605
http://www.summithomebuilding.com/
Real Estate Law
Law Office of Thomas McLaughlin
Milford, MA 508 478 3100
Byrne Law Offices - Michael Byrne
Mendon, MA 508 478 6900
mbyrne@byrnelawpc.com
http://www.byrnelawpc.com/
Mortgage Providers
Charles River Bank - Mickee Whitney
Mass Housing Mortages & Conventional Financing
Medway-Mendon-Bellingham 508 533 4815
mwhitney@charlesriverbank.com
http://www.charlesriverbank.com/
Zenith Home Mortgage Advisors (FHA Loans) - Ed Moloney
Serving Metrowest 508 634 3422
edwardmoloney@hotmail.com
Handyman
Built by Ben - Ben Dziazcek
Milford, MA 508 328 0356
builtbyben@yahoo.com
Painter
Custom Paint Contracting - Steve Collari
Millis, MA 774 573 0701
custompaintcontracting@yahoo.com
Pytka Painting - Russ Pytka
Servicing Metrowest 508 320 2811
Electrician
Maximillan Dowd Licensed Electrician
Ashland, MA 508 397 4600
Sparkyd1977@yahoo.com
Flooring
Franklin Tile and Carpet One - Chris Tramontozzi
Franklin, MA 508 528 2713
ctramontozzi@franklintilecarpetone.com
Pest Control
Milford Exterminating Services - Cookie Mazzuchelli
Milford, 877 473 2742
cabiria58@yahoo.com
Layout / Home Design
Your Plans - Mike Hunter
978 580 1069
mhunter614@verizon.net
Interior Designer/ Stager
Castlebury House Design - Carol Foley
Bellingham, 508 883 6934
cjf452@yahoo.com
Landscaping
Tucker Landscaping - Josh Tucker
Servicing Metrowest - 508 259 4546
Mold Removal
MCS Environmental - Matt Morris
Servicing Metrowest - 978 549 9131
mcsenvironmental@msn.com
Trash Removal / Dumpsters
Metropolitan Removal Company- David Walsh
Hopedale, 508 634 9293
davew@metroremoval.com
http://www.metroremoval.com/
HouseCleaning
Traci's Cleaning - Traci Villafane
Bellingham - 508 864 9938